Fluidly

Open Fluidly, link your accounts, and see tomorrow’s money picture in minutes. Start by connecting your Xero or QuickBooks ledger, choose which bank feeds to include, and let the app pull recent activity. You’ll immediately get a forward-looking view of your cash position, broken down by weeks and key categories. Confirm recurring items like payroll and rent, tweak expected dates on invoices and bills, and add any manual one-offs you know are coming. Use this as your baseline plan so the projection reflects how you actually run the business.

Make Fluidly part of your daily and weekly routine. Each morning, scan the next 13 weeks to spot tight spots early. Click into any week to see the drivers behind dips or surpluses: overdue invoices, large supplier payments, tax obligations, or seasonal swings. If a receivable looks risky, adjust the expected payment date and watch the curve update instantly. Create follow-ups or reminders for customers directly from the item list, then record partial or full payments when they land. Run quick “what-if” tests before making decisions: Can you delay a non-critical purchase by seven days? What happens if payroll shifts by two days? Is offering a small early-payment discount worth it? Save scenarios, label them (e.g., “Hire in June,” “Equipment lease”), and compare side by side. Export a clean summary to PDF or CSV for your team, or schedule a weekly email digest to keep everyone aligned. more